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Klein Financial Advisors, Inc. is a proud member of the following societies, and adheres to their standards of professional excellence and integrity:
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 Commitment to Continued Education
The Certified Financial Planner Board of Standards is a professional regulatory organization. It fosters professional standards in personal financial planning so that the public values, has access to and benefits from competent financial planning. Individuals who meet rigorous certification requirements are certified by CFP Board to use its certification trademark. Lauren Klein is a CERTIFIED FINANCIAL PLANNER(TM) Practitioner.
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 Commitment to Objectivity
As a Fee-Only advisory firm our recommendations are untainted by any type of fee received by the vendors of financial products, including investment funds, insurance companies, and estate attorneys. Fee-Only advisors provide consumers and institutions with comprehensive and objective financial advice on a "Fee-Only" basis, keeping only the best interests of the client in mind – with neither the advisor nor any related party receiving compensation contingent on the purchase or sale of a financial product.
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 Commitment to Excellence
Lauren Klein is a NAPFA Registered Financial Advisor. The National Association of Personal Financial Advisors is the largest professional association of comprehensive, Fee-Only financial planners in the United States. With 750+ members and affiliates, in 45 states, the members of the National Association of Personal Financial Advisors (NAPFA) subscribe to the following fiduciary oath:
The Advisor shall exercise his / her best efforts to act in good faith and in the best interest of the client.
The Advisor shall provide written disclosure to the client prior to the engagement of the advisor, and thereafter throughout the term of the engagement, of any conflicts of interest, which will reasonably compromise the impartiality or independence of the advisor.
The Advisor, or any part in which the advisor has a financial interest, does not receive any compensation or other remuneration that is contingent on any client’s purchase or sale of a financial product.
The advisor does not receive a fee or other compensation from another party based on the referral of a client or the client’s business.
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 Commitment to Professionalism
Lauren Klein is member of the Financial Planning Association (FPA), a membership organization for the financial planning community. Members include individuals and companies who are committed to championing the financial planning process.
FPA members are dedicated to supporting the financial planning process in order to help people achieve their goals and dreams. The FPA believes that everyone needs objective advice to make smart financial decisions and that when seeking the advice of a financial planner, the planner should be a CFP™ certificant.
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 Commitment to Equitable Divorce
Lauren Klein is a Certified Divorce Analyst™ and a member of the IDFA™ The Institute for Divorce Financial Analysts™ (IDFA™) is the premier national organization dedicated to the certification, education and promotion of the use of financial professionals in the divorce arena
The financial issues inherent to every divorce case are often times the ones that are the most overlooked. Who should keep the house? How much will it cost to live post divorce? How much alimony is there going to be and for how long? Will the custody arrangement affect child support? How can the retirement accounts be split and the money accessed? How can a business be offset? Should a business be valued? Most important of all, will the clients be able to financially survive (and thrive) with the settlement post divorce? Certified Divorce Financial Analysts™ are trained to answer these questions and more for men and women in the process of divorce and to provide litigation support for their attorneys, which helps them prove and often settle their case.
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 Commitment to Collaborative Practice
Lauren Klein is a member of Collaborative Divorce Solutions- Orange County.. Collaborative Practice, including Collaborative Law and interdisciplinary Collaborative Divorce, is a new way to resolve disputes respectfully -- without going to court -- while working with trained professionals who are important to all areas of your life who provide support thought a cooperative team approach
The heart of Collaborative Practice or Collaborative Divorce (also called "no-court divorce," "divorce with dignity," "peaceful divorce") is to offer divorcing partners the support, protection, and guidance of professionals without going to court. Additionally, Collaborative Divorce provides the benefit of child and financial specialists, divorce coaches and other professionals all working together on your team
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©2012 Klein Financial Advisors, Inc. All rights reserved.
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